Being Wrong: Banco Popular Customers

When banks sell loans, you really never know what to expect. And with some banks, you never know what to expect from month to month. Popular Mortgage a.k.a. Banco Popular is much like that.

About a year ago, our small home improvement second was sold by Bank of America to Popular Mortgage, a subsidiary of Banco Popular, which is a subsidiary of Popular Inc. Ever since, the experience has been a comedy of errors, apparently ours.

The customer is always wrong with Banco Popular.

The first time it was our fault was because we received a statement two days before the due date. We sent the payment straight away. But their processing department is slow. So the payment didn't post until the day after their collection department called, two weeks after the due date (but still within their grace period).

Not wanting to take any chances with our credit rating, we made a payment over the phone (you can't pay via the Internet as they don't accept online payments). Meanwhile, the missing check posted the next day. They had it for more than a week, but didn't know it. No big deal. The extra payment was applied to the principal, and we offered remedies that they rebuffed.

The second time it was our fault started out as a mystery. The collection department called on Sunday but didn't leave a message. When we called to find out why they had called, we were greeted by a message that said their offices were closed. (They can call out, but you can't call in.)

In the interim, we checked with our bank. We had sent the check the same day that we received the payment (Feb. 21), they processed it on March 2 (the day after the due date), and it cleared our bank on March 5. This time, their collection department called even earlier within their grace period (March 11).

When they returned our call on the next day, "David" said he would open a ticket and research it. The practice is pretty standard in the banking business so I thanked him. What isn't standard is that he called back a few minutes later and told us to research it and send evidence of payment, with urgency.

We sent a copy of the check the same night, but found out it wasn't so urgent. After I didn't receive confirmation that the email was received, I called. He had the day off.

He never did confirm receipt of the email, but he did call the next day. He called to say we were wrong.

"The issue they had was because you didn't put your loan account number on it," said David, much less accommodating than in our previous conversation.

What happened was that they received the check (which carries the address of the home with the second) and statement coupon, but they were confused which account to apply it to (even though we only have one account with them). So, they cashed the check and set the money aside until someone claimed it.

I didn't know what to say. Apparently, I was wrong again. All I could do was chuckle and accept it.

You can learn a lot about investments by working with prospect companies. 

While we do business with several banks — various business and personal accounts — I have only ever invested in one. And I would never invest or willfully do business with Banco Popular. Why?

Three reasons. 

• Its operational structure is lopsided to account for the deficiencies it creates (e.g., its payment processing is overburdened or incompetent, which slows down their process and gives their overstaffed collection department more cause to be zealous, calling high credit score customers on days that they are closed even if the customers are well within grace periods).

• It violates its own stated values and creed (e.g., it claims to obtain customers' satisfaction and loyalty by adding value to each transaction but places the burden of research and evidence on the customer).

• It works too hard to prove itself right and the customer wrong (e.g., interactions frequently seem to bear it out, given the emphasis is always about discovering what the customer did wrong rather than addressing how they can fix their shortcomings).

I'm happy to admit I'm wrong with Banco Popular. But every now and again it pays for a company to work harder to make their customer right, at least as hard as the customer works to make them right.

The first time we experienced a problem, we had requested they send their statements out earlier (25 days out is relatively standard, but they said it wasn't their policy). We requested a payment book if they could not send them earlier (they refused because our account was an acquisition). And we asked about making payments online (they said they offer no such service).

They did suggest direct withdrawals from our bank account, but I don't believe in giving deficient companies that kind of access. Instead, we feel crummy every time they send a statement, paying it as quickly as possible and hoping for the best. It usually arrives between two and seven working days before the due date, which gives them a chance to prove us wrong every month. Go figure. It's their policy.

The policy seems to be working for them too. Here is an analysis of investor recommendations. Yikes.

Setting Agendas: Kony 2012

When most people see the Kony 2012 communication campaign, they immediately think of it as an unprecedented success. With 76 million views and counting (50 million in the first four days), the YouTube video that relaunched a greater mixed media campaign has generated more awareness about the leader of the Lord's Resistance Army in Uganda than any other time in its 25-year history.

To be accurate, the campaign has had many successes and setbacks, but it has yet to be successful as there is only one measurable outcome: bring Joseph Kony to justice. Everything else is a means to an end. And that is how communication campaigns ought to be measured, regardless of other successes.

A Brief Summary Of The Kony 2102 Campaign.

Employing a communication strategy very similar to that of several early and successful campaigns used by Bloggers Unite to shape public opinion, Invisible Children has set a specific objective that has since risen to become a global agenda. How are they doing it?

• A communication campaign with a clear objective and definitive deadlines.
• A launch point that clearly articulates and humanizes its overall mission.
• A call to action to solicit partner support; benefactors, sponsors, and advocates.
• A visible level of commitment to working alongside volunteer participants.
• A wide range of tools and tactics that participants can choose from to help.

Specifically, the Kony 2012 campaign was initiated with a YouTube video as its primary introduction, which was supported by an existing presence across several social media networks. The intent was to drive visitors to a website where they found a tiered call to action: sign a pledge of support, purchase action kits that in turn can be used as marketing materials in support of the overall campaign goals, and sign up to donate to the campaign organizers, which also run several programs beyond the Kony 2012 campaign.

Some additional tactical components include asking participants to solicit/compel targeted celebrity and policy influencers to get involved, blanketing key urban centers with campaign material next month,  encouraging activists to create clubs and street teams, and continuing to introduce people to the video.

A Brief Summary Of Successes To Date.

Prior to the launch of the film, Invisible Children had succeeded in raising awareness about the Lord's Resistance Army in Uganda. Its support contributed to the United States becoming involved in 2010 despite having no real interests in the area. This included sending 100 U.S. combat troops to central Africa as advisors and military trainers. The new campaign is more decisive with a clear measure of success.

Since the launch of the Kony 2012 campaign, Invisible Children has substantially increased awareness, recruited more volunteers than it can manage, obtained several new high-profile supporters, and raised more funds than it has in previous campaign years. It has also earned significant media attention, although not all of it is kind.

A Brief Summary Of The Setbacks To Date. 

What began as a few questions about the initial message — specifically the poor choice of language which calls to make Kony famous as opposed to infamous — has since spiraled out of control for the campaign organizers. Invisible Children is in the hot seat as much as it is being hailed as a hero for heightening awareness.

Criticisms over the campaign have escalated to include accusations of imperialistic meddling, government propping, misguided targeting, nonprofit profiteering, and decentralizing the area by elevating the risk of retaliation. Some of the stiffest criticism comes from other activists, even those who have similar goals. Certain media outlets have pushed the organization out of favor too, especially those with a liberal slant, claiming that the campaign is fleeting and doesn't fit their own priorities.

The World Hasn't Changed; It's Still A Crummy Place.

If criticisms of the Kony 2012 campaign begin to outweigh its success, then this campaign could become a social failing more than a social success story. Invisible Children could find itself responsible for empowering the Lord's Resistance Army (or like-minded organizations) instead of empowering those who might defeat him if any number of other political intrusions disrupt the effort.

And then, even if the campaign does succeed, its own communication (prior to the launch of this campaign) says that it will make little difference. There are many branches of the Lord's Resistance Army that operate with near autonomy. While a singular achievable objective is smart, one is right to wonder if that singular objective is the right one or to what degree foreign assistance is welcome.

But don't mistake those observations as my personal opinion. Personally, I find the campaign backlash more boorish than any mistakes the campaign organizers have made, except one. Like many awareness campaigns, they're letting all of these early brilliant marketing accolades go to their heads before the outcome is achieved and consequences of achieving that outcome are fully understood.

Living case study ahead. Win or lose, the Kony 2012 campaign is worth following for awhile. In addition to other topics, I'll revisit the campaign from time to time to create a communication composite.

Communicating Internally: Engagement Matters

According to a survey by the American Psychological Association (APA), half of all employees who say they do not feel valued at work intend to look for a new job in the next year (almost three times as likely as those who do feel valued). But this turnover statistic alone doesn't capture the most convincing arguments within the study, given many employers are happy to see unsatisfied employees go.

The real boon comes from valued employees. 

Employees who do feel valued are more likely to report better physical health, better mental health, and higher levels of engagement, satisfaction, and motivation. In fact, almost all employees who feel valued at work say they are more motivated to do their best work and 88 percent say they feel engaged.

Translating this information into tangible measures is relatively easy. Valued employees take fewer sick days, produce better quality work, and are much more likely to refer or talk about their companies.

"The business world is in the midst of a sea change," says David W. Ballard, PsyD, MBA, head of APA's Psychologically Healthy Workplace Program. "Successful organizations have learned that high performance and sustainable results require attention to the relationships among employee, organization, customer and community."

The real costs associated with unvalued employees. 

More than one in five (21 percent) of working Americans said they do not feel valued by their employers. And while this number doesn't necessarily seem alarming, it can be if those employees are consecrated within a single company. 

In fact, according to the APA, one of the underlying symptoms of companies in trouble are those with an abundance of employees suffering from chronic stress, especially when it is exacerbated by low salaries (46 percent), lack of opportunities for growth or advancement (41 percent), too heavy a workload (41 percent), long hours (37 percent), and unclear job expectations (35 percent).

Like other studies outside the workforce, the leading complaints among unvalued employees isn't tied exclusively to compensation. Employees, much like consumers, are looking for something more meaningful. They want to have a sense of purpose at their place of work.

Why do employees feel undervalued or unvalued at work?

• Fewer opportunities for involvement in decision making (84 percent).

• Less satisfied with the potential for growth and advancement (70 percent).

• Less likely to say they are receiving adequate monetary compensation (69 percent). 

• Less likely to say that they are receiving adequate non-monetary rewards (65 percent). 

• Fewer opportunities to use flexible work arrangements at the job (59 percent). 

A few years ago, a Gallup study on employee engagement found that about 54 percent of employees in the United States are not engaged and 17 percent are disengaged. (Only 29 percent are engaged.)

Remedies to increase engagement included two-way communication, trust in leadership, career development, shared decision making, and the means to understand the importance every role plays within a company. (Not surprisingly, many of these descriptors also appear on social media tip sheets.)

We've included some of these remedies before in several articles, including: Forgetting A Public, Manifesting Creativity, and Thinking Big. Coincidentally, the first article (conducted by a different researcher) also found that as many as 50 percent of all employees who did not feel valued would be looking for a new job. One of the most common reasons cited by employers who do not value employees was that it was an employers' market and their employees could be readily replaced. (It would not be surprising to learn that many of these companies feel the same way about their customers.)

Interestingly enough, the benefits of developing an engaged, participatory, and valued group of individuals is not confined to the workforce. The dynamic exists within volunteer organizations, social networks, and even families. The more people feel involved — and can better understand that their contributions carry meaning — the better results businesses, organizations, communities, and groups can anticipate in return.

Crafting Character: It Precedes Reputation

Copywriter Brian Beasley recently took exception to the rapid succession of corporate clients recruiting Charlie Sheen to appear in their advertisements. Both Fiat and Direct TV jumped on the measure of eyeballs as they are attracted to one of the top five ways to get media attention.

Beasley's beef is simple enough. Both accounts are elevating the bad boy image, something that is twice as likely to cause a brand blemish than it ever will to drive sales. I dunno. Time will tell whether the aging young gun and his horse have already become too well-worn to ride.

But that doesn't mean there isn't a lesson. And Sheen isn't the only example. 

There are an increasing number of people who are crafting all their communication to catch headlines. They usually do it by wrapping themselves up in the cloak of controversy. They do outrageous things. They say outrageous things. They single out other people and call for outrage.

Most of it is designed to get attention, and sometimes it is aimed at getting a rise out of someone else.

That's what all the flap about Rush Limbaugh was, right? That's why some people are taking shots at The Lorax, right? That's why atheist activist groups put up a slavery billboard, right? That's why the Irish are up in arms about Urban Outfitters, right? And that's why there is controversy over the controversy or lack of controversy about singer Lana Del Rey. Controversy is so commonplace, it's cliche and mostly boring.

Worse than that, people who use controversy too often become so associated with controversy that nobody hears what they are saying when they do have something to say. It's just more controversy.

You can't manage your reputation like you can maintain your good character.

Character is the aggregate of features and traits that form the individual nature of some person or thing. It's the real deal. Reputation is only what people see, regardless of what is lurking behind the shadows.

Do you remember the The Dead Zone with Christopher Walken and Martin Sheen? When Johnny Smith, played by Walken, shakes hands with a U.S. Senate candidate Greg Stillson, played by Sheen, he sees that this senator will one day become president and order a nuclear strike. Later, Smith botches an assassination attempt, but Stillson shows his character by taking refuse behind a baby.

Reputation is malleable, which is why people try to manipulate it. Character isn't so malleable, unless you make a conscious effort to change it. When you think about the character of people who create controversy or the people who create controversy by claiming someone else is doing something controversial, you see something entirely different than if you focus merely on reputation.

Charlie Sheen made headlines last year by nurturing his out-of-control self-destructive reputation. Since things have slowed down, he's back to cash in on it again, along with a handful of marketers and media outlets who all want to pretend it's unexpected. It's expected. It's boring. And I can't remember the car.

Finding Spin: Bob Conrad Cuts Through The Spin!

Misinformation is a conversation that frequently comes up in my public relations courses, with no single source of information exempt from bias, fabrication, and blatant slant. One could easily argue that it makes up the majority of the information we are exposed to every day and the trend — driven by popularity and shareability — is increasing exponentially, with the media being especially suspect.

Where did all the objective reporting go anyway?

In his book, Spin! How The News Media Misinform And Why Consumers Misunderstand, Bob Conrad captures some of the story, leaning more toward current events than the short history of objective journalism and why it is changing (regressing) today. And missing the history of it all is probably the greatest flaw in an otherwise well-presented thesis book.

After all, one cannot fully discuss objective journalism without discussing Walter Lippman, who set the standard for it. Prior, journalism wasn't even considered a real profession. And why would it be? For all of the good people like Lippman were trying to do, other publishers like William Hearst and Joseph Pulitzer used sensationalized news to drive circulation much like media outlets do today. They did it enough so that both are readily linked to helping start the Spanish-American War.

How ironic that 100 years later, with new media on the rise and mainstream trying to drive circulation, we find ourselves relearning the same circular lesson. Unless, of course, you look at it all differently. Although yellow journalism did not get its name until the turn of the late 1800s, it was alive and well in the United States, both preceding the American Revolution (to prime independence) and immediately following it (to mutually ridicule emerging political parties after the writing of the Constitution).

But other than this omission, Spin! tells some of the modern story. 

Based on the assumption that journalists still pine away for objective journalism (they don't), Conrad captures several concerning stories in less than 90 pages. In the telling, he also catches more than one journalist tripping on his own logic.

"Our job is to tell stories, to make facts relevant, but never skew them." — David Baker, State News

Conrad takes the logic to task because he rightfully points out that interpreting and shaping the information is how it becomes biased. And, in fact, it is worse than the front end suggests. Many journalists who put pen to paper in 1960s and 1970s discovered new styles for writing the news — with the aim to set agenda or sometimes entertain with one.

From there, Conrad moves into other stories to demonstrate some of the real challenges that face journalism today: reporter bias, anointed elitism, and defensive posturing. Most of them fall into one of the six divisions of modern media, but a few go further in describing a blatant disregard for the truth, something a few journalists have used to gain attention and awards (e.g., those who make it up).

All of it makes for good reading. And yet, if the real measure of Conrad's book can be found in solutions, then it doesn't seem promising for us in this brave new world of media manipulation from outside and within. His seven solutions, some new and some old, include: creating space for more citizen journalism, reestablishing the barriers between news and opinion, adopting principles from public relations, holding journalists accountable, and raising the bar in expert selection.

Will any of these solutions work to curb misinformation? 

Not one of them is necessarily a bad idea and all of them can be starting points for consideration. But unfortunately, none of them can reach the ultimate goal. They cannot bring back objective journalism.

If we really want credible and objective news, then citizens have to support it while learning to suppress their growing appetite for affirmation news. And right now, feeling freed of inconvenient facts that run contrary to their own individual ideologies, it's virtually impossible for a major media outlet to survive and maintain objectivism.

If I had to guess, I would say that today's media needs a wide-reaching and catastrophic miss that results in massive public outcry. And if we are to avoid such a costly blunder, then we need an emerging voice within journalism like Lippman in his era.

Ergo, someone needs to shame the media into making the truth their ultimate goal once again. And if someone doesn't soon, then it will take something bigger than any of the examples cited in Conrad's book, which is a frightening thought.

I used to think, much like Conrad, that a collective voice might emerge from the ranks of citizen journalists to get the job done. But I don't see this happening anytime soon. As long as popularity and perceived influence are more cherished than the truth, then we will continue to be buffeted back and forth by polarized opinion, popularizing misinformation, and selective facts.

Where Spin! wins despite some shortcomings in research.

While it might not sound like it at times, I would recommend Spin! to anyone hoping to gain a better grasp of where the media are today. Not only does Spin! make a great catch-up primer and indispensable resource, it also sets an agenda for a conversation that needs to happen. Given you can consume it all in a few hours (and then spend weeks chasing down conclusions), all the better.

However, that doesn't mean you can afford to dismiss your own due diligence after reading it. Conrad brings in much of his arguments from what he is exposed to, which sometimes skews his own perspective. While he disclaims some of this in the preface, it's still bothersome to see someone attributed as if they coined "he said/she said" journalism  when they didn't, the omission of a historical context, and his own personal bias (which I have to point out despite agreeing with much of it).

In other words, it's a must-read book for anyone with an interest in media and citizen journalism, but only as a primer for a much bigger pool of knowledge that is out there and waiting to be assembled. Still, I will recommending it to my class. I regularly recommend his blog for good reading too.

I received a complimentary copy of Spin! How The News Media Misinform And Why Consumers Misunderstand by Bob Conrad with the understanding that the book would be reviewed.

Writing By Rubrics: Painting By Numbers

One of the growing trends in education is the rampant application of rubrics, starting around middle school. The concept behind the rubric is that it sets the criteria that students will be graded on, gives the teacher an easy way to communicate assignment expectations, and provides a fill-in-the-blank outline for students.

As an instructor, I mostly like them. As a writer, I absolutely hate them. 

If there was ever a great tool that elevates and diminishes writing at the same time, it's the rubric. It elevates boring writers because it explicitly lists everything that they need to include. It absolutely demolishes writing because it sucks passion, creativity, and critical thinking out of good ones. 

My son brought a rubric home the other day, which piqued my interest because I'm also teaching Writing For Public Relations right now. It also got my interest because he was struggling with it.

The persuasive writing rubric began with a top-down outline of fill-in-the-blanks: introduce with a hook, opinion, or thesis statement; write three paragraphs, with each paragraph focusing on one point; conclude with restatement, summary, and call to action. Then it listed other elements: at least one expert testimony, one concession, 2-3 qualifiers, one cause and effect example, one rhetorical question, and a "statistic." Check for an effective use of voice, transitions, spelling, grammar, and format. 

Do you know what the rubric reminded me of? Paint by numbers. 

Sure, I'll concede that I cannot teach people to write like I do. Some writers do. Some don't. The best of them all develop their own approaches, which tend to be as varied and interesting as individuals. 

My personal process is self-developed. I research as much as possible about a subject, develop a big picture composite of everthing, and grab a hook out of the ether of it all. And then I write, allowing its direction to carry me along, sometimes stopping to pursue a discovery, question, pattern, contrast, or something I stumble upon along the way. And when everything clicks, it virtually writes itself. 

I know when I'm in that space because even though I don't have the benefit of an old Remington typewriter, the weight of my fingers on the keys is loud enough to turn heads. Maybe that's why I consider writing a contact sport whereas rubrics feel more like fuzzy ad-libs.

It's also why my son was struggling. They gave them the blanks to fill in but not the thought process to do it. And at the rate he was waffling, the project was never going to happen. He needed a process.

How to transform a stupid rubric into the process that writing is meant to be.

I told him to forget about the rubric on the front end. And then I gave him a process that would guide him to complete his assignment. Once he had a draft, he could go back and attempt to stick all those nonsensical mandatories that the rubric instructed — at least one "statistic" and whatnot. 

1. Establish A Thesis Statement. He already knew what he wanted to write about so he was done before he started. He wanted to write about why returning to the moon is a good idea. Professional public relations practitioners might think about something else — what is the objective of the communication. 

2. Research For Facts. Then I told him to research as much as he could, writing down and organizing notes under various subject headers — education, energy, economics, etc. I suggested he shoot for ten. The same might apply to writing a news release or some other piece of communication.

3. Prioritize And Analyze. Since he was writing an essay, I told him to look over everything he found and cut out the chaff. He needed three or four support paragraphs, which meant he could prioritize the three or four strongest research areas. The same applies to writing for communication too. 

4. Flesh Out The Facts. While one might assume that his notes would make it easy, I told him not to make assumptions. If any one paragraph raised more questions than it answered, he needed to find more facts. And while he was at it, he could scan the rubric list to make sure he hit all the points. 

5. Find The Lead. Based on the content of his essay, his lead materialized. When I wrote my own piece on the subject, mine centered around the inexplainable defeatist mentality that had embraced so many who liken the idea of a moon colony to wasteful spending and science fiction.

6. Write The Conclusion. This was the one area where the rubric was sort of right. The best conclusions usually summarize, restate, and provide some semblance of a call to action. Tying in the introduction can be a good idea too, assuming it fits. Most people don't struggle with conclusions, unless their entire body of content is weak. However, I sometimes wish writers would sweat the conclusion a little more; weak conclusions are like movies that don't wrap themselves up. They leave you hanging with nothing. 

My son found the process much easier to manage than the empty ad-lib. He also learned more than his essay would teach. But even more than that, the process helped him learn what a rubric cannot teach. It will help him find his passion in his subject, much like painters find a passion in their art beyond numbers and colors or writers discover the good and bad of applying algorithms to everything. 

Hopefully, these six steps will help my students too. We'll see on the next assignment. At minimum, I hope it changes the only stake many public relations pros have in any assignment (in class or at work): get it done and fire it out along with the other 4.3 million news releases that are distributed every day. Of course, there is one bright side. News releases used to pile up in landfills. Now it's just the Internet.

Improving Criticisms: How To Be A Critic Without Being A Cynic

"What is a cynic? A man who knows the price of everything and the value of nothing." — Oscar Wilde from Lady Windermere's Fan (often paraphrased) 

Every year when I return the first graded writing assignments to public relations students, many of them feel trepidation. They have every right to feel it. I tell them in advance that I'm critical about the work.

Some of them don't need me to tell them. Several students have told me that I have a reputation for not being easy, maybe even hard. The words "necessarily evil" are sometimes attached to the unwritten course description.

I don't mind the monikers, but most students would never guess that I feel trepidation when I hand the first assignments back too. The profession requires that instructors be critics. But not every student appreciates the difference between the critic and cynic. (And some instructors forget it too.)

Instructors are not the only ones who have to walk what is sometimes is fine line. Scores of professionals do: reviewers, journalists, bloggers, politicians, business people, etc. And some do it better than others.

How To Be A Critic Without Being A Cynic.

1. Be selfless instead of selfish. Critics lend their experience, expertise, and opinions to help improve the performance or material for the practitioner or for the benefit of others interested in the work. Cynics draw attention to their experience, expertise, and opinions, and often make fault-finding their mission in order to elevate themselves if not in the public eye than to appease their own flailing self-esteem.

2. Be humble instead of egotistical. Critics do not see themselves as the final authority, but rather challenge themselves and others to continually raise the bar and find solutions. Cynics believe they have already obtained the high water mark in observation if not performance, and expect no one else ever will.

3. Be direct instead of directed. Critics keep their judgements focused on the performance or material rather than the performer or author, allowing them to be direct in their assessment. Cynics believe that finding fault in individuals reaffirms their own virtue, and frequently attempt to pin any failings on someone or something. 

4. Be empathetic instead of aggravated. Critics are interested in the effort and the thought process that led to the performance or material because it may influence their overall opinion. Cynics are interested in comparing the performance or material to whatever template of perfection they have constructed, and are easily annoyed when others don't see it as they do.

5. Be democratic instead of dogmatic. Critics see the good with the bad, recognizing that one point of weakness doesn't necessarily invalidate the whole of the performance or material. Cynics are dogmatic, focusing in on any irrelevant imperfection in order to obscure any other merit and invalidate the whole.

You see the differences play out daily. Cynics dismiss good ideas based on nothing other than labels, whether party affiliation and family history or philosophical and ideological differences. Cynics employ diatribe to drown out differing ideas and opinions because other views are automatically invalid. Cynics work hard to make small things look big and big things look small, distorting the truth or initial intent. 

You can see it in politics, public activism, and corporate policy. The lines are usually specific and rigid. 

Critics, on the other hand, tend to be more amiable and lighthearted. And while that sometimes makes them easier to dismiss against the diatribe that surrounds them, they usually benefit over the long term — continually working toward a vision that is further ahead or attempting to pull people forward along with them.

All of it is something to think about, especially if you review the performance of others in a classroom or column, office or blog. Everything has value, and failing to recognize that usually comes with a cost far greater than any perceived price. Now go do the right thing.

Speaking For SUVs: The Lorax?

Some people are saying the recent decision to cross-market the upcoming movie treatment of the Lorax and the Mazda's CX-5 could be the marketing mismatch of the decade. In a commercial featuring an animated CX-5 driving through a Truffula tree forest, the narrator suggests that the CX-5 has received "the only Truffula tree seal of approval."

Emblazoned on screen while the narrator touts the endorsement is the seal, proclaiming "Certified Truffula Tree Friendly. We Care An Awful Lot!" Only the Lorax seems a bit perturbed in the spot, poking grouchy fun at the repetitiveness of the spot and demanding equal billing at the end.

An anti-commericalism film that promotes cars? 

One of the many growing complaint columns about the commercial, this one by Devin Faraci, summed: "Sometimes I feel like satire is dead, and that's because everything in this world is so insane and screwed up that making fun of it feels redundant."





Faraci cares an awful lot. But he doesn't care more than Zozo. Zozo is a Hensen-created creature that was created to help educate children and their families about the environment. This includes how people think about combustion vehicles in general. Since the blowback began, Zozo has been voicing concern on Twitter and recently joined the "Rethinking the Automobile" project by Mark Gordon.

"This advertising campaign goes directly against the message and spirit of the Lorax," said Zozo in a release put out by OpenPlans. "The Lorax speaks for the trees, not the SUVees! I urge Universal, Mazda and their partners to immediately remove from circulation any and all advertising that uses Dr. Seuss's character the Lorax to promote and sell Mazda automobiles."

But how serious is Mazda about the promotion of the CX-5 as an environmentally friendly SUV? Enough that it would boost its advertising budget by 25 percent. According to Car Pro, that means advertising will be about $325 million to embed its new term, Skyactiv technology, into the language.

The chief marketing officer for Mazda North America went so far as to say that the pairing of the Lorax and the CX-5 is a natural fit (probably because it gets 28 miles per gallon). Along with the campaign, Mazda also launched a test-drive program that would benefit the NEA Foundation with a donation up to $1 million in support of public school libraries.

On the other side of the spectrum, some in the petroleum and logging industries have said that the film unfairly attacks them. And that is a curious thing that makes the Faraci quote stand out all the more.

When you think of an environmental-themed book being made into a multimillion dollar movie being marketed by a car company that promotes test drives for books causing two benefiting suppliers to be up in arms (petroleum for cars and trees for paper), there isn't any room left for satire.

The only thing that could make it more interesting is if the people who make Snuggies came out against the film. (They look like thneeds.) But then again, I might be biased. The Lorax sports a mustache.

Filtering Content: Efficiency Or Liability?

A team of researchers led by Carnegie Mellon University neuroscientists has identified how different neural regions communicate with each other in order to determine what we visually pay attention to and what to ignore. The study is a breakthrough in visual cognition.

Although the findings will be primarily used to guide research in visual and attention deficit disorders, the discovery has some far-reaching implications. Specifically, it could shed some light on how brains are trained to seek out affirmation-related content and how we might retrain brains to be more objective or, in the case of marketing, better understand how to weigh new information for consideration.

How can you ask someone to consider a red pencil when they are already looking for a yellow pencil?

The study, published in the Journal of Neuroscience, used various brain imaging techniques to show exactly how the visual cortex and parietal cortex send direct information to each other through white matter connections in order to specifically pick out the information that we want to see.

For example, if the parietal cortex (which is where free will partially originates) tells the visual cortex to look for a yellow pencil, the visual cortex and parietal cortex send information to each other to help find relevant information. It will literally screen out other objects and/or colors to make finding the yellow pencil easier and more efficient.

However, there are many presumptions made before we ever start looking for a yellow pencil. We may assume that a pencil is the right instrument for the job. We may assume that the yellow pencil may have other attributes (such as being a no. 2 pencil). We may assume it is made by a specific manufacturer. We may assume that a yellow pencil is superior based on previous experiences with the yellow pencil. Everything we associate with the yellow pencil (consciously and subconsciously) might come into play to find what we're looking for.

But what if some or any of these assumptions are incorrect? What if a red pencil manufacturer has made a better instrument for the task at hand, but consumers have already trained their minds to screen out other writing instruments? How can the marketer bring attention to what people are not looking for?

How visual cognition shapes our world, and not always in the best way.

What if we think about this phenomenon on a grander contextual scale? It is possible that people are predisposed to look for things that either affirm their opinions or cause alarm because something seems dramatically out of place from how they want the world.

Depending on what we have trained our minds to look for — either information that makes us right or information that causes us to be alert — people generally find exactly what they are looking for without ever considering any other relevant data. It could explain why inferior but popular products frequently edge out lesser known superior products. It could be why certain news grabs our attention (mostly negative) while we dismiss more important news (mostly positive). It could be why some people immediately dismiss some political candidates based on age, ideology, and/or party affiliation.

"With so much information in the visual world, it's dramatic to think that you have an entire system behind knowing what to pay attention to," said Marlene Behrmann, professor of psychology at CMU and a renowned expert in using brain imaging to study the visual perception system. "The mechanisms show that you can actually drive the visual system — you are guiding your own sensory system in an intelligent and smart fashion that helps facilitate your actions in the world."

While Adam S. Greenberg, post-doctoral fellow in the Dietrich College of Humanities and Social Sciences' Department of Psychology and lead author of the study, suggested that the research could help scientists find new ways to train white matter (the connections that help the visual cortex and parietal cortex communicate) to filter out irrelevant or unwanted information, one wonders if the other is possible — white matter can be trained to allow more information, thereby seeing a bigger picture and drawing well-reasoned conclusions that are not weighted by presumption.

Winning Or Spinning: The Fifth Estate

Author Geoff Livingston recently mentioned how average citizens are using social media to activate themselves online and demand change. He defines the phenomenon as the Fifth Estate, which is an extension of the media being considered the Fourth Estate.

Among his examples are the Syrian revolution and the Planned Parenthood/Susan B. Komen buzz up. Both are events that are being shaped and were shaped, in part, by online activists, citizen journalists, and social media. And then he ends by asking: What do you think about citizen journalists and the Fifth Estate?

I think public relations professionals ought to be afraid. 

Take any issue under social media and run with it. As Livingston pointed out, you will find a healthy dose of successes and failures. Popular opinion isn't always the right opinion and the masses make mistakes just as much as individuals. And sometimes, the mistakes they make are fraught with peril.

• Take The Pink Back. There is no question that Susan B. Komen did everything wrong in terms of its initial executive decision and all public relations after the fact, but there is always that one largely unasked question looming in the background. Why was a private nonprofit organization with a $400 million operating budget compelled to donate to a government-subsidized nonprofit with a $1 billion operating budget? And why was there that much controversy over $680,000 as a result?

As much as the outcry seemed like a groundswell, much of it was coordinated through the lobby arm of the larger organization. And for Susan B. Komen, the penalty could forever pin it to one of the most controversial and emotionally charged issues in the country. Ironically, before Komen reversed its decision, both organizations received an uptick in donations that far exceeded the grant.

• Chink In The Armor. Anthony Federico, an ESPN editor, was fired after his unfortunate use of the phrase "chink in the armor" that created an avalanche of social media fervor claiming ESPN has racist intent. The expression, which means a weakness or narrow opening in something otherwise strong, has been used in sports for as long as anyone can remember. But people took exception when the term was used as a mobile headline over a player who happened to be Taiwanese.

Unlike the other case study, the outrage was clearly caused by groundswell. And it seemed to make no difference to anyone that Jeremy Lin accepted the apology of Federico, who didn't vet his own choice of words. Federico has said he only had the primary definition in mind and it was an honest mistake. Rather than give him the benefit of the doubt, ESPN fired him, which may prove to be the wrong executive "crisis communication by the numbers" decision yet. Now the phrase is being deemed unusable in any context.

• LEGO. LEGO recently launched a new set of toys called "LEGO: Friends" which features pastels and pinks as well as figures that look a little more "Barbie" than construction characters. The critics of the new toys are claiming that the LEGO: Friends set is sexist, and little girls don't need to have a special set to be interested in building.

LEGO has invested $40 million to launch its LEGO: Friends campaign. In addition to being upset by the colors, critics are upset because the new toy includes leisure, homemaking, baking, and caring for animals. LEGO has responded to the criticism by reminding parents they can purchase whatever set their children are interested in. However, the group that has been using Change.org to get its message out has also won a meeting with the organization fueling the outrage to discuss their concerns. If they pull the line, it could be one of the worst decisions the company will ever make.

The Fifth Estate is a mess and the Fourth isn't much better. 

It doesn't matter where you stand on any of these issues. The issues are not the point. The point is that social media empowers the improbable for right or wrong, even if the ability to tell what is groundswell and what is motivated by social agenda is becoming impossibly blurred.

All of this was an inevitable outcome as the Fourth Estate began to shift away from objective journalism and toward affirmation media, which embraces and elevates public opinion. While some see that shift is as a positive trend, the reality is that public opinion changes like the wind and sometimes too late to rectify any wrongs that come to light with the benefit of hindsight. Don't be a lemming to it.

In the interim, the only remedy public relations professionals can apply is a temporal communication model not only after an organization makes a decision, but also before it makes decisions. It's not foolproof, especially because you can always find two differing opinions fanning the flames of their mutual disconnect, but you might sleep a little easier as even the most absurd "invented" crisis gets attention.

Targeting Customers: Researchers Over Influencers

While some social media specialists pine away about online ranking systems, more experienced marketers don't care about online algorithms so much. Do you want to know why?

Everything they need to know about their customers is already online, offline, and proprietary. In fact, in places like Las Vegas, the ability to track customer movements offline has existed for better than a decade and even longer if you count some of the amazing things resorts did with coupon codes and player cards. (In some cases, Vegas invented data mining.) It's not just about one city. It's everywhere.

Real measurement doesn't track kitty vid clicks; it tracks how much cat food you buy and how many cats you own.

Anybody who read the recent Forbes article already knows half of it. Target's data analysis has become good enough that, based upon purchasing decisions alone, it has a remarkably high probability of predicting if someone in the household is pregnant (even if not everyone in the house knows it).

In some cases, I wouldn't be surprised if the data analysis is good enough to predict the probability of pregnancy before the future parent knows it. It wouldn't be hard to do. By culling a large pool of newly pregnant customers' shopping patterns and then analyzing their purchases just prior to becoming pregnant, any marketer can test for a statistical probability.

Match this probability against every customer based on site views, product purchases, etc. and there will be a pattern, assuming there is a pattern to be found. The same method could even apply to any number of life changes: employment, unemployment, engagement, political leanings, successes, failures, etc. When you study the psychology and sociology of purchases, patterns begin to emerge.

It's all relatively simple too. Any company with a guest ID program (whether online or offline via club cards), has a sophisticated data analysis program or the potential to make one. As soon as any customer makes a purchase, select information is dumped into a data bucket, usually purchases, names, credit cards, email addresses, phone numbers, and any other information people willfully give up.

Such data mining isn't foolproof, but it has gotten better. This is why online advertisements follow you around on the Web after you visit a site, why some marketers know when to send you a discount coupon, and how some sellers make reasonably good (but not great) predictions of whether you might like certain books, music, fashions, etc. And, even better, you don't have to be online to make it work.

Influencers are interesting, but researchers are powerful. 

Naturally, the success of any company's data analysis isn't determined by the program alone. It's determined by the researchers — people who can identify trends and turn those trends into action.

Taking a second look at the Target story, statistician Andrew Pole was one of those people. His team created a statistical benchmark based upon women in the company's baby registry. They were buying larger quantities of unscented lotion; buying more supplements like calcium, magnesium, and zinc; looking at extra big bags of cotton balls and wash cloths; etc. All in all, Pole and his team identified 25 products as indicators.

When this information was matched to women not on the baby registry, Target had a reasonably good idea which customers might be pregnant whether or not they signed up with the baby registry. This is powerful information for any company that wants to create direct-to-customer communication, right down to specific messages based on which trimester.

Contrast the power of data mining against influencers who are actively attempting to appear influential by covering popular trends, soliciting traffic, using clever headlines, buying advertisements, gaming attention, etc. and the shortcomings become a little more apparent. Do you want to reach a percentage of an influencer's followers or do you want to reach people that you know are pregnant?

That's not to say influencers can't be useful. They can be useful for short-term prospecting, message reinforcement, amplification, and conversion (adding them to a database where the heavy lifting occurs). However, since numbers alone aren't nearly enough, it might make more sense to find out who your customers already listen to as opposed to any online algorithm.

The down side of data mining is always short-term creepiness. 

Any time an article like the Forbes story breaks, it always feels a little bit creepy. But as creepy as data mining can be (and it is creepy), it's also a constant. Target might have been the company covered, but hundreds of companies have been tracking equally detailed data for some time.

They did it before social media and social networks too; virtually anyone with a credit or rewards card. And if you want a friendly reminder of just how much data is being captured, take an unexpected shopping spree and make some oddball purchases on your credit card.

If you trigger a fraud investigation, your credit card company will be able to tell you everything you did during the day, including travel routes. And if they wanted to, they could probably cull the data and tell you some pretty interesting things about you, your family, and where your next vacation might be.

Related Reading:

• Social Media Key Influencer In Multi-Exposure Purchase Path by eMaketer

• FBI Seeks Social Media Data Mining Tool by CBC News

• How A Smartphone App Can Detect How Fit (Or Fat) You Are by Forbes

Observing Washington: George Washington Day

Although many in the United States believe Presidents' Day is a meant to be a celebration of both President Washington and President Lincoln (and all presidents to some degree), the federal holiday is still only tied to celebrating the birthday of President George Washington. Any other designation is usually derived from state laws and not those of the nation.

In fact, the one time the federal government tried to pass such a law, the Uniform Monday Holiday Act in 1968, it failed in committee. It wasn't until the mid 1980s that the idea of Presidents' Day took hold, spurred on not by government but by advertisers. Shortly after that commercial movement, some states began to rename Washington's Birthday observances as "President's Day," "Presidents' Day," "Washington and Lincoln Day," or other designations.

In some ways, the combining of the observance (if not in spirit, in law), might have been a mistake. George Washington had a unique vision for the country and one fitting for people to consider today. Nowhere did he make his thoughts better known than his farewell address, which you can read here. Here are some highlights.

Highlights from George Washington's Farewell Address. 

• Unity. Washington reminded the American people that their independence, peace at home and abroad, safety, prosperity, and liberty are all dependent upon the unity between the states. Although he recognized different regions had different beliefs, values, and visions of commerce, he believed that the nation would only prosper through unity.

• Change. Although Washington specifically said that it was the right of the people to alter its government that these alternations and changes ought to only be done through constitutional amendments. Even then, he warned that political factions would ultimately take the power from the people and place it in the hands of unjust men.

• Parties. Even as the first president, Washington saw the rise of a political party system as a danger to the nation and the Constitution. He believed there was too much potential for one group or another to seek power over other groups and gradually incline the minds of men to seek security as opposed to the absolute power of the individual.

 • Values. Although many people like to suggest that the United States ought to preserve a hardline separation of church and state, Washington believed that religious principles promote the protection of property, reputation, and life that are the foundations of justice. He said the morality of a nation cannot be maintained without religion (despite being a Diest himself).

• Budget. Washington said that a balanced federal budget, including the maintenance of the nation's credit, is an important source of strength and security. He said the nation should avoid war, avoid unnecessary borrowing, and pay off any national debt accumulated in times of war as quickly as possible so future generations would not have to take care of those financial burdens.

• Alliances. Washington continually maintained that the nation ought to avoid permanent foreign alliances with other nations, especially because foreign nations will continually seek to influence the American people and government. He said real patriots will be those who ignore popular opinion and resist the influence of friendly nations to seek what is best for their own country.

Equally interesting, in looking at the entirety of the address, it seems remarkable that a man who began his life as someone considered among the "middle ranking" would one day gain the experience necessary to guide the formation of a country and eventually preside over a constitutional government that could evolve. And, the entire time, he remained humble enough to feel the position he was elected to was largely undeserved.

His humility, no doubt, was the result of his own heritage. Although his half-brother, who acted as Washington's father figure after their own father had died, did have some privileges and opportunities granted to him after developing a close relationship with the Fairfax family, Washington was not necessarily born into any elite status like some of the country's founding fathers. He earned most of it.

And perhaps it was because he earned it that Washington still imparts some of the best wisdom for this country, even if his farewell address is no longer read by the House of Representatives and had taken on a more ceremonial reading in the Senate than one for our senators and representatives to reflect on.

If they did, some might imagine a very different agenda. If they did, they might see a government that works to unite rather than divide, preserve a legacy rather than write their own, protect individuals rather than subjugate them, observe morals rather than vilify them, balance a budget rather than argue about how much more to borrow, and place more importance on the country rather than its position in the world.

Happy birthday, George Washington (Feb. 11 on the old calendar and Feb. 22 on the new one). You might not have thought yourself worthy of the position, but your considerable wisdom proves otherwise. On every point, you were right.

Sharing Nonsense: Warner Music Group

Unlike many, I don't have anything against Warner Music Group (WMG). They have produced scores of solid albums from talented artists on their label and several dozen independent labels for more than 200 years if you trace it back to Chappell & Co. It's the third largest music publishing business in the world.

However, it is kind of remarkable that it has been able to accomplish as much as it has, given that the company is also its own worst enemy. Last fiscal year, it reported a net loss of $205 million.

The company likes to say the loss is associated with its hard work to make the transition to the digital music industry. But the truth is that the company isn't trying to transition to digital. WMG is trying to make the digital music industry transition to it.

Some might even say it is the cornerstone of its current business vision. It has long been regarded as having views that make other SOPA and PIPA supporters look reasonable. In fact, it is the most aggressive label in removing content on YouTube. And now, it seems to be arbitrarily enacting a model that cost EMI a contract with OK Go last year.

Warner Music Group in action. Disabling video embeds. 

As some people know, we run a little side project called Liquid [Hip]. It's a site that reviews all sorts of things, with music accounting for about 50 percent of the content. Yesterday, we reviewed an alternative rock/metal band called Janus. They're signed by Realid (pronounced Reality with a D), which happens to be owned by WMG.

Whenever we can, we try to include video embeds of bands to give readers an idea of what we hear. For Janus, we chose the new lyrical video Stains, which is the advance single off their new album due out in March. We think if the album is indicative of the single, it will catapult the band to the next level.

Since embedding was enabled, we thought it best represented the sound while showcasing the single. After the first hour, however, embedding wasn't disabled but the playback was replaced with a message: This video contains content from WMG, who has blocked it from display on this website. Watch it on YouTube. The message is inaccurate. It really means any website.



That's fine with me. We picked up a replacement video. Unfortunately, it doesn't represent as strong, doesn't link back to the artist's channel, and caused some people to send emails asking us about it.

It makes sense that they would. For the first hour or so, the review was read by several hundred people and shared by a few dozen. All that went cold after the lockdown. And it never came back for the band.

To their credit, Janus tried to find a solution because they wanted the lyrical video up too. They even said so on our Facebook page.

They even included a link to the lyrical video; the same video. The image capture shows how that turned out. Janus couldn't share its own video, not even on Facebook.

Given the block was so extreme, we decided to cull through all of our old posts. Sure enough, every WMG video and every WMG indie label carried the same message. So we replaced all of them, even the one that we helped give life to: it had ten views when we shared it. It has 9,700 views today.

Personally, I don't care about the drop off of interest, other than how it affects the band. I don't care because when we first launched the review site for fun, we promised ourselves to never compromise on cool. Listen, don't listen. Read, don't read. Buy, don't buy. I couldn't give a shit about going viral.

We emphasize this fact with our tagline: we cover cool, not popular. Never once did we expect the site would hit 50,000 views in the course of a month. But that's still not how we measure success.

We measure success by giving exposure to what we think is cool (which is a higher bar than what we like). And when people who read the reviews thank us for introducing a new band or a label writes us a note to thank us for what we are doing or another review site follows our lead and asks us for links to a purchase site or a band likes a review not because it is easy but because it is hard, well, it feels worth it.

WMG, on the other hand, ought to give a shit about going viral. The more people exposed to the music, the more people are likely to buy the album. The more people exposed to the music, the more likely they are to become fans. And the more people exposed to the music, the more likely they will buy Stains, Nox Aeris, past albums, merchandise, and future albums even if we never review them again.

It's painfully clear the embed block is not about piracy. It's about shrinking the sales funnel for short-term control and, in some cases, attempting to elevate views on YouTube even if most people in the business know that the majority of video views are fueled by embed views.

A different digital strategy and policy could help people help WMG. 

All of this really isn't a big deal. I removed/replaced about ten WMG locked down videos (except the one above for purposes of illustration), even if it hurts WMG and related label artists because I refuse to carry their WMG content message on our site. I don't intend to put the videos back either.

What I would like to avoid is feeling forced to omit WMG and related indie label artists outright. So instead of boycotting WMG as some have done, I wrote a few ideas for the new owner, Len Balvatnik, to pass along to the fine folks at WMG who didn't respond to my inquiry about the video block.

• Always assume the first single is an investment in the album and let people share it.
• Be courteous to reviewers by disabling 'embedding' outright and not after the fact.
• Recognize that people who view embeds follow them to the band channel (you win).
• Add advertisements that run inside the embeds to increase potential revenue.
• Include an end title card with a direct link to the purchase site of your choice.
• Weigh the merit of publishing clips (in some cases) as opposed to full-length videos.

The question ought not to be about how to prevent people from sharing WMG content outside of its social media assets, but how WMG can maximize revenue because people want to share its content.

I appreciate the concern about piracy (although embedding a video in a review is a revenue generator and not a detractor). Piracy is something everyone ought to be concerned about. But companies such as yours need to remember that most people are happy to purchase music as opposed to pirating it.

Right now, most regulations WMG wants to implement as well as the overzealous WMG lockdown and blocking practices alienate people who are paying loyalists and does nothing to curb the appetite of real criminals. In fact, almost every practice currently employed by WMG alienates people, empowers pirates, and diminishes the fading respect people once had for the brand. Please try to do the right thing.

Engineering Entrepreneurs: Start With Education

A few days ago, Anthony Delmedico, founder of The Little Green Money Machine and author of Kids In Business Around The World, gave a speech that he calls an "E2" during a Future of Entrepreneurship Education (FEE) Summit, which was held at the White House. His topic centered on an interesting idea: add entrepreneurship education as a core curriculum in our K-12 schools.

"While the nation's unemployment rate wavers close to 10 percent, for young adults, 16 to 30, the unemployment is closer to 26 percent. And in some cities, close to 40 percent," said Delmedico. "For those fortunate enough to earn a high school or college degree, very few are prepared for today's job market. Currently there are 2.4 million college graduates who cannot find jobs in their fields of study ... that's 80 percent."

Delmedico went on to say that America will need to create a net 21 million new jobs by 2020 in order to return to full employment. These jobs are unlikely to come from large companies. He rightly pointed out 75 percent of all jobs come from entrepreneurs with small companies. So, in order to create 21 million new jobs, Americans have be serious about creating new entrepreneurs, businesspeople whom he believes are sitting in classrooms today.

Delmedico is largely right. Early entrepreneurship is needed. 

While Delmedico's own marketing efforts sometimes seem tired and his book might be classified as motivational as much as it is business-minded, his heart and head are in the right place. Most curriculum is geared toward rudimentary skills to pass tests, perhaps prepare for college, and then on to learn theories that are supposed to help college graduates enter the job market and compete for jobs that don't exist.

The net result: a majority of young adults are unprepared to do anything except work for someone else. And, of those who are unprepared, most of them have never considered that they might be able to start their own businesses. It is very likely fewer young adults have entrepreneurial spirit because they have less experience given the government's ongoing war against lemonade stands, cupcake vendors, and other kid businesses.  

There is indeed an irony in that kids are allowed to peddle candy bars and merchandise for public schools or sports teams, but not themselves. And, right now, the Department of Labor continues to expand labor laws to prevent children from doing any work until the age of 16. Even then, there is a mountain of information to consider. 

Public education could be the right place to develop and rekindle the entrepreneurial spirit instead of ratcheting up legislation that nurtures dependency (e.g., young adults under the age of 21 must have proof of income or an adult co-signer; health insurance is poised to be extended until young adults turn 26). It might even be a catalyst to make a startup venture easier across the board. A turnkey program at public schools, perhaps as an elective to start, could even open the doors to make starting a business easier for young adults. Consider the possibilities. 

How introducing entrepreneurship reinvigorates students. 

By introducing an elective program into public education with various tracks, schools could provide a one-stop exemption for students to automatically receive all licenses, permits, etc. needed to start their own businesses.

Tracks could include a variety of alternatives such as invention (science and technology), service provision (for sales, like lemonade), arts and crafts (with an online component), engineering and architecture (manufacturing), etc. along with core components for bookkeeping, basic marketing, etc. In some cases, students with businesses that intersect could work together or create larger ventures that might be managed by several kids with a vested interest. And for the first time, many of these students will begin to understand why some basic information is important and applicable in their world.

More importantly, such a program could nurture what everyone wants these kids to exhibit despite not always being given the opportunity to learn: critical thinking and leadership skills. They can do it. Any student can. 

There are many studies that support the case that anyone can become a leader. In fact, most studies have concluded that no common traits (intelligence, birth order, socioeconomic status) nor characteristics (capacity, responsibility, participation) can distinguish non-leaders from leaders. What can be critical, however, is giving students leadership opportunities as early as possible so they develop confidence in becoming leaders later, people who can develop a vision, share that vision, value human resources, and become self-motivated.

Even if students who engage in an entrepreneurial program decide they do not want to start or manage a business as a result, such early experiences could still be beneficial to their future employers. At the same time, they might also gain an appreciation for small business employers.

Right. Starting a business can be challenging and rewarding, but it's also no easy task. It might even erase some of the growing disconnect between employers and employees if more people understood how taxes and regulations aimed at large employers tend to hinder small businesses the most.

Recognizing Data: Passive Analysis Pays Off

There are dozens of ways for marketers to gain insight and better understand the general public. And most marketers actively engage in such research, which means they conduct one (or more) of four traditional marketing research techniques (observational, focus group, survey research, experimental), many of which can be and are being applied online.

Where marketers miss, however, is in not conducting periodic off-topic research or considering what other studies, surveys, and experiments might reveal (passive analysis). Sometimes the biggest insights are not found in an organization's own research (products, services, etc.) but in the research being conducted by others.

Why The Better Homes and Gardens survey is important. 

As part of our ongoing study of shifting attitudes toward a new economy, we've been following dozens of studies to create a generalized composite of consumer sentiment. And one of the latest surveys by Better Homes and Gardens bears out the concept that the public is undergoing a shift, from spontaneous consumption to long-term value. Here are some of the most interesting findings from the survey.

• Consumers are taking more time to plan for home improvements (from 33% to 39%). 

• Consumers are shopping around for more deals and bargains (from 40% to 42%). 

• Consumers want value for every dollar they invest in their homes (from 56% to 61%). 

• Consumers will get rid of excess stuff before paying for more storage (31%, no change). 

• Consumers are less interested in "bonus rooms" as opposed to "multipurpose rooms" (not specified).

• Consumers are interested in some feature upgrades (facets, fixtures, etc.) (from 51% to 55%). 

• Consumers are not more interested in remodeling projects, with all types of projects remaining flat.

There was one survey point that we dismissed. According to the survey, owning a home is still an important part of the American dream (80%). But we dismissed this finding because the survey was conducted on the Better Homes and Gardens site. Obviously, people who do not value home ownership are less likely to visit Better Homes and Gardens.

The real insight in this survey (when compared to other research) follows trends toward a new economy. People are becoming more value driven (not necessarily direct response or sales driven), less consumption driven, consider flexibility more important than status, and place a greater emphasis on long-term purchases that will help them avoid more repairs, replacements, and remodels in the future. 

What does this mean for non-housing related marketers? 

Throughout the 1990s, most consumers banked on a rapidly changing future that would allow them to upgrade everything in their lives at a quick pace. People changed jobs for more opportunity, flipped homes as they advanced, refinanced for status remodels, traded in leased vehicles at a quicker pace, etc. 

In a slow economy, people are more concerned that whatever purchases they make will fit within their budgets and last considerably longer. They know their lifestyles may change, which means flexibility becomes increasingly important. They want increased reliability and security over change because they recognize that not all change is for the better. They place more value on intangible qualities of life (more time to do something meaningful) as opposed to tangible qualities of life (consumption). 

If an organization recognizes how such trends affect their niche, they can make modifications not only to their communication (highlighting long term over short term), but also apply it to research and development, with an emphasis on creating products and services that promise long-term value over short-term trades. How about your organization? Is it still catering to the shrinking pool of consumers who value consumption? Or is it trading in a short-term sales message for something better?